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General Hardship

General Hardship Letter

Life doesn't always go as planned. If you're applying for financial aid, appealing an academic decision, or requesting rent assistance, a hardship letter puts your story in writing so the person reading it can act on it.

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Writing assistance tool · Not legal advice

LetterLotus is not a law firm and does not provide legal advice. No attorney-client relationship is created by using this tool.

How It Works

Step 1

Answer a few questions

Short, specific questions pull the right details out of you. You won't stare at a blank page.

Step 2

Pick your favorite draft

We generate 4 different versions of your letter, each with a different tone. You pick the one that sounds most like you.

Step 3

Edit, download & use

Make any edits you want, then download a print-ready PDF or Word document. It's your letter.

What Your General Hardship Covers

  • Seven scenarios in one tool: scholarship or financial aid, mortgage forbearance, academic appeal, employer leave, landlord rent reduction, utility or recurring bill, or other
  • Tone and recipient framing calibrated to each scenario (student-to-committee for financial aid, employee-to-HR for leave, tenant-to-landlord for rent reduction, and so on)
  • The situation or event that caused the hardship
  • Specific financial or personal impact with the numbers you provide
  • Steps you've already taken and a forward plan with a realistic return-to-normal date

Frequently Asked Questions

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What People Are Saying

“I knew what I wanted to say about my brother but couldn't get the words right. The questionnaire helped me organize my thoughts, and the letter came out so much better than what I was trying to write on my own.”

Sarah M.

Wrote a court character reference

“My former coworker needed a reference letter urgently for a new job. I was able to answer the questions on my lunch break and had a professional letter ready to print in under 20 minutes.”

David K.

Wrote an employment reference

“I didn't know where to start with explaining my medical situation to the hospital's billing department. LetterLotus asked the right questions and helped me put it all into words clearly.”

Maria L.

Wrote a medical debt hardship letter

“My friend needed a character reference for a volunteer application and I kept putting it off because I didn't know where to start. The questions helped me think of specific examples I wouldn't have remembered on my own.”

James R.

Wrote a personal reference letter

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Important: LetterLotus provides a letter you write and send yourself. We are not a credit repair organization, debt settlement company, or law firm.

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Writing assistance tool. Not a law firm. Not legal advice.