What type of letter do you need help writing?
Browse by life area below. Each one opens a short questionnaire that drafts your letter.
Financial Relief
Credit Dispute
Dispute an inaccurate item on your credit report and ask the bureau or furnisher to investigate and correct it.
Debt Validation
Send a debt collector a written request, under federal law, to verify the debt before they can keep collecting.
General Hardship
Draft a clear hardship letter to request relief — financial aid, mortgage forbearance, an academic appeal, leave, or rent reduction.
Goodwill
Ask a creditor to remove a one-time late payment from your credit report as a goodwill adjustment.
Insurance Appeal
Appeal a denied health, auto, or homeowners insurance claim with a clear, focused letter that addresses the denial reason head-on.
Medical Debt
Write a hardship letter explaining your medical debt situation to creditors or hospitals.
Housing & Tenant
HOA Notice
Draft a clean, neutral HOA board notice — violation, fine, assessment, meeting, or hearing decision — that the board reviews and sends.
HOA Response
Write a professional response to an HOA violation notice that states your position clearly.
Lease Termination
Give your landlord written notice that you're ending your lease, or request an early release.
Rent Increase
Notify a tenant of a rent increase with a clear, professional notice that states the new amount and the effective date.
Repair Request
Ask your landlord, in writing, to repair a specific issue at your rental unit within a reasonable timeframe.
Security Deposit
Demand the return of your security deposit from a landlord who has missed the deadline or made unjustified deductions.
Reference & Character
Academic Recommendation
Write a strong academic recommendation letter for a student applying to college, graduate school, a scholarship, or a fellowship.
Court Reference
Help someone facing sentencing with a character reference letter for court.
Employment
Write a professional reference letter for employment or background checks.
Personal Reference
Draft a personal reference letter that speaks to someone's character and reliability.
Workplace & Career
Employment Verification
Confirm an employee's title, dates, status, and salary in a clean letter on company letterhead.
Offer Letter
Extend a job offer with a warm, professional offer letter that lays out the terms clearly and stays a letter, not a contract.
Resignation
Draft a professional resignation letter that leaves on good terms.
Salary Negotiation
Counter a job offer or ask for a raise with a clear, confident salary negotiation letter.
Disputes & Legal Action
Cease & Desist
Ask someone, in writing, to stop a specific behavior — unwanted contact, false statements, or misuse of your work — without legal threats.
Complaint
Write a complaint letter to a business or organization that gets results.
Demand Letter
Send a clear, businesslike demand letter for an unpaid invoice, a refund, return of your property, or completion of work you paid for.
Formal Requests & Notices
Donation Request
Ask an individual donor, family fund, or business to contribute to a specific cause, project, or campaign with a clear, warm, businesslike letter.
FOIA Request
Request public records from a federal or state government agency with a clear, properly scoped FOIA request letter.
Letter of Intent
Express non-binding interest in a property, job, business, partnership, or program with a clear, professional letter that frames terms as proposed and leaves the contract for later.
POA Notification
Notify a bank, insurer, or other institution that you hold a valid Power of Attorney for someone, and ask them to update their records.
Personal & Emotional
Apology
Write a genuine apology letter when you don't know where to start.
Boundary
Set a boundary with someone clearly, without blowing things up.
Farewell
Say goodbye to someone when it matters too much to leave unsaid.
Thank You
Write the thank-you letter you've been meaning to send.
Not available through LetterLotus
Foreclosure / Loan Modification
We cannot generate letters for foreclosure or loan modification situations due to federal MARS Rule regulations.
See qualified professionals →
Immigration Hardship
We cannot generate immigration hardship letters due to the high risk of unauthorized practice of law.
See qualified professionals →
Custody Character Reference
Custody matters carry significant legal implications and require guidance from a licensed family law attorney.
See qualified professionals →
Not sure which type?
If you're writing about someone's character, start with Personal Reference. If you need to write a letter that's just hard to put into words, try Apology, Boundary, or Farewell. LetterLotus cannot advise which letter type is appropriate for your legal situation.